Find The Best 529 Plan For You

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Let's Find Your Top-Rated Plan

Finding the 529 plan that’s right for you is now easier than Sunday mornings. Just answer a few short questions (we’ve purposely made them super clear and understandable), and that’s it!

In what state do you (as the account owner) live?

Select State *

Who are you saving for?

I’m saving for an existing child

If so, how old is your child?

Age

I’m saving for a future child

I’m saving for myself

If so, when do you anticipate going to school?

Years

Required

As I get closer to my target date for when I will need to use my education savings, I personally prefer to transition to more stable investments (less likely to lose value, but also likely to gain less value)

Agree

Disagree

I'm not sure

Required

Which best describes your investment approach?

Don’t worry, there are no wrong answers here, and you can always update your preference.

Conservative

Moderate

Aggressive

I don't know

Required

Note: All investments have a potential risk of loss, including the loss of the amount originally invested. Selecting a conservative approach does not mean that you will not potentially lose money when you invest.

What’s Your Personal Saving Style? Let’s Find Out!

Imagine your 529 account declines in value 15% in one year. For example, imagine your 529 account at the start of the year had $35,000, and by the end of the year, it had $29,750. Which of the following are you more likely to do?

Change the entire portfolio

If a portfolio goes down 15%, it is obviously too risky for me. This would keep me awake at night.

Move some, keep some

Move some of the funds to less risky investments, but keep some of the funds in the original portfolio.

Stay the course

I have a long-term perspective for my education funding assets. I understand that my portfolio can decline in the short term, but I am willing to accept short term losses if that is what it takes to earn a potentially higher long-term rate of return.

Required

What’s Your Personal Saving Style

It’s important to know if external factors might cause you to take out money from your education savings 529 account prematurely. How likely is it that you will be able to keep all of your contributions in the plan until the student begins college?

Unlikely

I can think of a number of reasons why I might not maintain the plan for the full period contemplated.

Somewhat doubtful

I can envision certain situations where I would need to take money out of the plan early.

Very likely

I have adequate insurance coverage and emergency funds set aside, so it is unlikely I would need to take funds out of my education savings 529 account prematurely.

Required

What’s Your Personal Saving Style

Adding funds to your account periodically reduces overall portfolio risk. Which statement best describes your plans?

I do not plan to make future contributions to this account.

I plan to make contributions as I am able, but probably not every year.

I plan to make annual contributions of about the same amount each year.

I plan to make contributions as I am able, and also plan to receive some 529 gift contributions from family members and friends.

Required

What’s Your Personal Saving Style

How important is it to hit your goal?

Important, but not critical

I’d like to accumulate as much as possible towards my goal, but if I don't make the goal I have in mind, other resources are available (I might be earning more in my career, other family members might volunteer to help, or my child may qualify for scholarships or other assistance).

Very important

If my goal is not achieved, I will likely have to do more borrowing than I am comfortable with. Incurring extensive loans may impact my ability to save for my own retirement after my child starts college. Neither would I like to burden my child with extensive loans to repay soon after graduation.

Required

Please download the Hadley app to receive your free 529 plan recommendation. The material contained on this website is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy, sell or hold a security or investment strategy and is not provided in a fiduciary capacity. The information provided does not take into account the specific objectives or circumstances of any particular investor or suggest any specific course of action. Investment decisions should be made based on an investor’s objectives and circumstances and in consultation with her or her financial professionals. Past performance is no guarantee of future results. There can be no assurance that any investment will achieve its objectives or avoid substantial losses.

All research and other information provided on this website has been prepared for informational purposes only and Hadley Investment Co. assumes no liability or responsibility for any errors or omissions in the content of this website or any linked website.